Frugal Tip 29: Borrow or Rent Instead of Buying

Want to save some cash and still get what you need? Borrowing or renting is a smart way to go. Instead of splashing out on stuff you’ll barely use, tap into resources like libraries, friends, or rental services. Here’s how you can make it work with seven practical tips. Fully utilise the National Library Board’s … Read more

Frugal Tip 28: Sell Unused Items

Want to clear out clutter and make some extra cash? Selling unused items is a great way to declutter your home while putting money back in your pocket. Here are seven practical tips to help you sell effectively and efficiently. Declutter Your Home Regularly Start by sorting through your stuff to find items you no … Read more

Frugal Tip 27: Buy Second-Hand

Want to save some cash while scoring great deals? Buying second-hand is the way to go. Whether it’s clothes, furniture, or gadgets, you can find quality items at a fraction of the price. Here are seven practical tips to make the most of second-hand shopping in Singapore, keeping your wallet happy and your home stocked. … Read more

Frugal Tip 26: Implement a ‘Wait Rule’

Want to save money and avoid impulse buys? The ‘Wait Rule’ is a simple trick to help you think twice before spending on non-essential items. It’s all about pausing, reflecting, and making smarter choices with your cash. Add to Cart, Then Walk Away When you spot something you want online, don’t rush to click ‘buy’. … Read more

Frugal Tip 25: Refinance Your Home Loan

Want to save some cash on your home loan in Singapore? Refinancing could be the way to go if you play your cards right. It’s about finding a better deal on your mortgage to lower your monthly payments or overall interest costs. Actively Monitor Prevailing Mortgage Interest Rate Trends Keeping an eye on mortgage interest … Read more

Frugal Tip 24: Select Appropriate Mobile/Broadband Plans

Saving money on mobile and broadband plans is easier than you think. With a bit of planning and research, you can avoid overpaying and pick plans that suit your needs perfectly. Here are seven practical tips to help you stay frugal while staying connected. Track Your Data Usage Before Choosing a Plan One of the … Read more

Frugal Tip 23: Making the Most of Government Utility Rebates in Singapore

Want to save some cash on your utility bills? The U-Save rebates under Singapore’s GST Voucher scheme are a great way to cut costs without much effort. Know Your HDB Flat Type First things first, your HDB flat type matters when it comes to U-Save rebates. The government dishes out different amounts depending on whether … Read more

Frugal Tip 22: Take Shorter Showers

Want to save water and lower your utility bills? Taking shorter showers is a simple and effective way to be frugal while helping the environment. Here are seven practical tips to help Singapore households shower smarter, plus a bonus tip on choosing water-efficient products to maximise your savings. Use a Visible Timer Setting a timer … Read more

Top 10 Traffic Violation Locations in Singapore March 2025

Top Traffic Violation Locations in Singapore (March 2025) Here are the top 10 locations where red-light running and speeding violations were detected by Traffic Police enforcement cameras in March 2025. Red-Light Running Violations No. Location Google Maps Link 1 Sims Avenue near lamp-post 103 towards Jalan Eunos View Map 2 Clementi Avenue 6 by Clementi … Read more

Frugal Tip 21: Choose Energy-Efficient Appliances

Want to save some cash on your electricity bills while being kinder to the planet? Choosing energy-efficient appliances is a smart move. Here are seven practical tips to help you pick the right ones, keeping your wallet and the environment happy. Check the MELS Label for Ticks When shopping for appliances like fridges, air conditioners, … Read more