Frugal Tip 26: Implement a ‘Wait Rule’

Want to save money and avoid impulse buys? The ‘Wait Rule’ is a simple trick to help you think twice before spending on non-essential items. It’s all about pausing, reflecting, and making smarter choices with your cash. Add to Cart, Then Walk Away When you spot something you want online, don’t rush to click ‘buy’. … Read more

Frugal Tip 24: Select Appropriate Mobile/Broadband Plans

Saving money on mobile and broadband plans is easier than you think. With a bit of planning and research, you can avoid overpaying and pick plans that suit your needs perfectly. Here are seven practical tips to help you stay frugal while staying connected. Track Your Data Usage Before Choosing a Plan One of the … Read more

Frugal Tip 23: Making the Most of Government Utility Rebates in Singapore

Want to save some cash on your utility bills? The U-Save rebates under Singapore’s GST Voucher scheme are a great way to cut costs without much effort. Know Your HDB Flat Type First things first, your HDB flat type matters when it comes to U-Save rebates. The government dishes out different amounts depending on whether … Read more

Frugal Tip 22: Take Shorter Showers

Want to save water and lower your utility bills? Taking shorter showers is a simple and effective way to be frugal while helping the environment. Here are seven practical tips to help Singapore households shower smarter, plus a bonus tip on choosing water-efficient products to maximise your savings. Use a Visible Timer Setting a timer … Read more

Frugal Tip 21: Choose Energy-Efficient Appliances

Want to save some cash on your electricity bills while being kinder to the planet? Choosing energy-efficient appliances is a smart move. Here are seven practical tips to help you pick the right ones, keeping your wallet and the environment happy. Check the MELS Label for Ticks When shopping for appliances like fridges, air conditioners, … Read more

Frugal Tip 20: Switch Off & Unplug

Saving money doesn’t always mean big sacrifices. Sometimes, it’s about small, everyday habits like switching off lights and unplugging devices. These simple actions can lower your electricity bill and help you live more frugally. Here are seven practical tips to make it second nature, with a Singaporean twist to keep things relatable and doable. Make … Read more

Frugal Tip 19: Optimise Air-Conditioning Use

Living in Singapore’s heat means air-conditioning is almost a must, but it can burn a hole in your wallet if you’re not careful. Here are seven practical tips to keep your home cool while saving on electricity bills, all in a fuss-free and budget-friendly way. Experiment with the ‘Dry’ or ‘Dehumidify’ Mode Singapore’s humidity can … Read more

Frugal Tip 18: Maximise Credit Card Rebates for Transport

Want to save more on your daily commute or road trips? In Singapore, where public transport and driving are part of life, using the right credit card can help you stretch your dollar with rebates and rewards. Here’s how to make the most of credit card benefits for transport, whether you’re tapping in for the … Read more

Frugal Tip 17: Avoid Owning a Car

Living in Singapore without a car might sound tough, but it’s a smart way to save big bucks. With public transport, ride-hailing apps, and car-sharing options, you can get around easily while keeping your wallet happy. Here are seven practical tips to embrace a car-free or car-lite lifestyle in Singapore, all while staying financially savvy. … Read more

Frugal Tip 16: Compare RideHailing Apps

Want to save some cash on your next ride in Singapore? With so many ride-hailing apps out there, a little comparison can go a long way. Prices can vary a lot because each app has its own surge pricing system. Here’s how to be smart about it and keep more money in your pocket. Actively … Read more